When it comes to managing your finances, having a trusted financial partner can make all the difference. That’s where San Diego County Credit Union (SDDFCU) comes in. As a member-owned financial institution, SDDFCU is committed to providing top-notch financial solutions to its members.

In this article, we’ll take a closer look at SDDFCU, including its history, membership benefits, and the range of financial services it offers.

History of SDDFCU

SDDFCU was founded in 1938 as San Diego Teachers Credit Union. The credit union was established to provide financial services to educators in San Diego County. Over the years, SDDFCU expanded its membership base to include anyone who lives or works in San Diego, Riverside, and Orange Counties.

Today, SDDFCU is one of the largest credit unions in California, with more than 450,000 members and over $9 billion in assets.

Membership Benefits

One of the primary benefits of joining SDDFCU is access to its wide range of financial products and services. Members can take advantage of low-interest rates on loans, including auto loans, home loans, and personal loans. They can also earn higher interest rates on savings accounts and CDs.

In addition to financial products, SDDFCU offers a range of member benefits, including:

1. Free online and mobile banking
2. Free bill pay services
3. Free access to over 30,000 ATMs nationwide
4. Visa credit and debit cards with rewards programs
5. Investment services and financial planning
6. Insurance services, including auto, home, and life insurance

Financial Services Offered by SDDFCU

SDDFCU offers a comprehensive range of financial services to its members. Here are some of the main services offered by SDDFCU:

1. Checking and Savings Accounts: SDDFCU offers a range of checking and savings accounts, including free checking, high-yield checking, and money market accounts. Members can also open youth savings accounts for their children.
2. Loans: SDDFCU offers a variety of loan products, including auto loans, home loans, personal loans, and credit cards. Members can also take advantage of loan calculators and online loan applications.
3. Credit Cards: SDDFCU offers Visa credit cards with rewards programs, including cashback rewards and points-based rewards.
4. Investments: SDDFCU offers investment services, including financial planning, retirement planning, and brokerage services. Members can also invest in CDs and IRAs.
5. Insurance: SDDFCU offers a range of insurance services, including auto, home, and life insurance. Members can also purchase pet insurance and identity theft protection.
6. Business Services: SDDFCU offers a range of services to help businesses manage their finances, including business checking accounts, merchant services, and business loans.

Conclusion

SDDFCU is a member-owned financial institution that offers a wide range of financial solutions to its members. With its history of providing financial services to educators in San Diego County, SDDFCU has grown to become one of the largest credit unions in California. Members can take advantage of low-interest rates on loans, high-interest rates on savings accounts, and a range of other financial products and services. Whether you’re looking for a checking account, a loan, or investment advice, SDDFCU has you covered.